Mr. Renzo Giovanni Avesani is the Chief Risk Officer of Unipol Gruppo Finanziario. He gave his contribution to development of the European and Italian legislation regarding the Solvency topics as Chairman of the CRO Forum association, Chairman of the Steering Committee Solvency II of Insurance Europe and as Chairman of the CRO Forum Italy. After graduating in Economics and Finance at Bocconi University, he earned a PhD at New York University. He had various working experiences both at the national and international level. He has been CRO at “Banca Intesa” and he was in charge of developing the Risk Management activities at the Banking Supervision Regulation Division of the International Monetary Fund (IMF). He has also been Professor of Macroeconomics and Finance at University of Brescia (Italy).